Rosemarie Genine, is a member of Taytay Sa Kauswagan Inc. (TSKI). She is a mother of two and has been a mobile food vendor for twenty years. Her husband, Julius, is a farmer and helps her to cook the food that they sell.
In May, Rosemarie had an accident whilst doing some carpentry for her kitchen extension. A four-inch nail slipped and hit her right eye whilst she was trying to fix some bamboo pieces.
Rosemarie went to the nearest hospital for treatment but was referred to another hospital in the city which is an hour away from her town. She was forced to transfer between hospitals in the city as there was no eye specialist available. When Rosemarie was finally admitted to the hospital, an eye operation was scheduled for the following day.
After the operation, Rosemarie was informed that there was no chance of saving the sight in her affected eye. She was discharged from the hospital after seven days and had to return for four consecutive days for checkups. Hospital bills, the cost of medicines, and transportation were huge burdens for the family. As Rosemarie is the main breadwinner, their income was significantly affected. The family had to borrow money from friends and relatives to settle the hospital bills and for Rosemarie’s medication.
The family was relieved when the TSKI branch where Rosemarie is a member, informed her that she could file a claim for accidental dismemberment against her Gold 2 and OKSure insurance policies. After submitting all the required documents, her claims for both products were approved. Rosemarie received a total benefit amount of Php 115, 000.
The claim amount helped Rosemarie and her family pay their debts and fund their business. Some of the money will also be used for the education of her two children.
Rosemarie took two months’ rest before going back to her daily routine of selling food. She might have lost sight in her eye but Rosemarie is very thankful that she’s still alive and can do her usual tasks. She fully appreciates what insurance can do during hard times.
